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‘Discouraging. Dumbfounded. A sad reality.’ Star story on LCBO thefts prompts readers to share their eyewitness accounts

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Shared outrage. Shared anger. Shared frustration. And maybe, just maybe, a few good ideas on how to stop, or at least slow, the spiralling problem of theft at the LCBO.

That’s the thrust of reaction to the Star’s revelation Saturday that LCBO outlets in Toronto have sustained a surge of theft, hit more 9,000 times since 2014 — often in high-volume heists in which teams of thieves fill backpacks, duffel bags and suitcases with premium liquors and then simply walk away.

The Star’s call for eyewitness accounts, a number of which we are publishing below, included input from a surprising range of people on both sides of the till: customers who’ve seen it happen, all over the city and well beyond; and long-suffering LCBO workers, past and present, who confirm the morale-crushing reality of feeling helpless and insecure as they try to do their jobs.

One female LCBO worker reached out from rural Ontario, asking that we not publish her name nor that of her town, citing fear of retribution. “I work in a very little store and I can tell you the theft is worse here. I am a young single mom and often work alone, which is very scary. I have unfortunately served drunk males because they are too aggressive and I’m afraid of what may happen if I deny them.

“We’ve asked for more and better security cameras because the ones we have don’t cover the store. We were denied. I’d love to see the LCBO ‘suits’ make more of an effort to show that employee safety is taken seriously.”

The Star’s crunching of Toronto Police Service theft data produced sobering numbers: more than 9,000 thefts at LCBO outlets in the past four-and-a-half years (Jan. 1, 2014 to June 26, 2018). That makes the Liquor Control Board of Ontario far and away the most targeted retail entity in the city. And though retailers as a whole have reported a major spike in shoplifting incidents in the city — 11,010 thefts in 2014 versus 16,667 in the first 10 months of 2018 — the spike in liquor theft appears to be the single biggest driver.

Read more:

LCBO thefts surge in Toronto, often as staff stand and watch. ‘They’re literally just walking away’

The LCBO declined a request for an interview on the Star’s findings. Instead, the provincially owned liquor retailer responded in writing to a summary of the troubling data, acknowledging, “We can confirm that the LCBO is seeing an increase in shop theft, with the majority taking place in urban areas.”

As the Star reported Saturday, no single explanation unpacks the whole of the LCBO problem, which, in Toronto, some observers say, is made worse by new police policy to not respond to the scene of liquor theft unless the suspects are still in the building. And nowhere in the wide range of responses is there any hint that front line LCBO staff are at fault. The broad consensus is they deserve protection, not blame.

One signal we are able to read from the responses — the public has a voice in this and when it is sounded loudly enough, action follows. Though there is not yet any citywide police effort to staunch liquor theft, a new pilot program underway involving 14 Division’s Community Response Unit only exists because the public — LCBO customers who witnessed theft — asked for it.

Likewise, east Toronto resident Jane Archibald, a self-described “angry citizen and taxpayer” after witnessing thieves fill “large pieces of luggage” with liquor and flee the LCBO near Carlaw Ave. and Gerrard St. in November, shared with the Star on Saturday her correspondence with Councillor Paula Fletcher, the LCBO, Mayor John Tory, Premier Doug Ford and the Toronto Police Priority Response Command.

“The LCBO responded the following day (adding) security guards. I was told they were working to staff up on security. Thefts have decreased in the Gerrard location as a result,” said Archibald, who intends to continue agitating. “This is a policing issue which leaves retail employees ridiculously vulnerable.”

Here follows a cross-section of responses to the Star’s request for eyewitness accounts of theft at the LCBO. Some anecdotes involve customers taking it upon themselves to engage in levels of risk that ignore police advice. We can only add our voice to those calling for maximum restraint when shopping for liquor:

“About two years ago I was at the LCBO on Davenport near Dupont and I saw a guy loading up his backpack with vodka from a display near the entrance. We all stood and watched as he strapped the bag to his back and walked out the door. I asked the (cashier) if he’d ever seen anything like it. “It happens,” I recall him saying.

— Mary Kirley

“I was at the LCBO at Warden and Eglinton in the summer. This guy cruises through the checkout with a 60-ounce vodka in each hand, pretending to be talking on the phone. One cashier said, ‘Sir, did you pay for those?’ He ignored her. Myself and a gentleman in front of me offered to go get them off the guy but they told us not to. Then they proceeded to write the incident down in a book and continued on like nothing had happened. The customers were dumbfounded as to the level of apathy and the lack of any attempt to stop the person. When I left the guy was strolling down Eglinton without a care in the world. Pretty sad when the civilized, law-abiding customers are seemingly the only ones who care about theft, and stopping it.”

— Graham Kritzer

“At the LCBO in the Junction, I saw two men with backpacks fill them up with liquor and walk out the door as the staff stood by and did nothing. I asked and they said they were not allowed to pursue anyone caught stealing! This makes sense for personal safety reasons but it’s clearly a huge problem.”

— Sue St. Denis

“I saw it at the LCBO at Oakwood and St. Clair. A guy in a hoodie, filling his jacket with liquor bottles. I advised the unaware employees and the staff told the guy to give back the bottles and leave, which he did. I’m sure this result is rare. If we’re going to continue this ‘unique’ monopoly system in this province, I think going back to the pre-’80s order-desk format would be the best way to stop this. Rather than paper, digital screens or your phone would presumably be the selection tool. Encouraging more online purchases and in-store pickup and discouraging/minimizing their fancy merchandising is another thought. After all, the purpose of the latter surely isn’t to stay ahead of the competition when there isn’t any.”

— Jason Dear

“I guess that because the cost of the liquor is so low relative to the retail price, which includes a large amount of tax, that the actual losses are minimal. If the perpetrators were arrested and convicted these costs would far outweigh the losses, so it looks like the present solution is working and costing the public less to allow them to continue to shoplift. Also, the police cannot be involved in such small amounts with no violence.”

— David Franklin

“Considering the costs of thefts, why not hire off-duty undercover police with tasers, at least at the most often-hit stores? Or maybe have a security guard make customers check their bags at the front desk? We need to muscle up to this problem, soon and quickly. The response so far seems to be pure apathy at taxpayers’ expense. Where’s bold leadership on this problem?”

— C.L. Cateshaw

“Here in Mexico where I spend my winters, many businesses post guards with assault rifles, machine pistols or combat shotguns at the door. They don’t get many visits from smash-and-grab punks.”

— Tom Philip

“Four young people walked into the (Beaches LCBO) store with bandanas over their faces, loaded up backpacks and reusable shopping bags with anywhere from 6-15 bottles of wine and liquor and just walked out. They were inside for maybe 30 seconds. Nobody did anything. When I blocked the exit with my arm to try and block one of them, an employee told me not to so I dropped my arm and let the person go. This was a couple of years ago around this time of year, but it was very organized and completely bizarre.”

— James Di Fiore

“I live in Saskatoon, where the government-run liquor stores (have) high-security guards to prevent theft. And they catch shoplifters. I’ve seen people tackled to the ground.”

— Ellen Armstrong

“Interesting article about LCBO thefts in Toronto, but having worked for The Beer Store for over 10 years I feel compelled to mention that this happens every day at The Beer Store as well. The amount of stock that goes out the front door is staggering. And usually in brazen fashion as most times the perpetrators know there is nothing we can or will do about it. The unfortunate thing is we too are threatened on a daily basis.”

— Name withheld

“I worked for the LCBO for over 38 years. I’ve seen shoplifting. The staff were told do not interact with shoplifters — just watch them and report. Management would tell employees to try to kill the shoplifters with kindness. A lot of time, employees would just turn and walk away, knowing that nothing is going to come of the incident. It is discouraging for staff. I hope more employees tell their story so that the LCBO will act.”

— Kenny McGillvary

“A couple of summers ago at the LCBO at Bayview and Millwood, I watched some guy fill a duffel bag with booze and elbow past me as I opened the door. …Exactly a week later I get out of my car near the same spot and the same guy lumbers past with another full bag. He’s got to be going somewhere — so I get back in the car and trail him from a distance to a side street where a car is waiting. I pull behind and make like I’m checking out house numbers or something. Meanwhile, I’m taking the plate number and later give that to staff. I’ve always wondered if anything concrete came of that. I have to think the police did, in the end, do something. The point is the thieves are always heading somewhere with 50 pounds of bottles over their shoulder. So where? I asked the question and carried it through. Although police may have a different opinion on whether that was the wisest choice.”

— Christopher Childs

“Summer of 2017, I witnessed a robbery just like this at Coxwell and Queen: perp had a basket loaded with large bottles of premium liquor. Walked past the cash and right out the front door. We all saw it, customers and staff. I pulled out my phone and filmed it. Ran out and followed him across Queen toward the rear parking lot of Harvey’s. He calmly unloaded the bottles into his SUV and sped off. I called the police and reported it. From reading this article, I know he got away and nothing was done about it. I’m shocked to hear the LCBO is the biggest retail target for theft and so little is done to stop it, since taxpayers eat the cost … I’m also astounded that police won’t respond unless the thief is still on the property; since these are basically smash-and-grabs, law enforcement has a negligible impact in deterring these crimes. What now? LCBO stores are just sitting ducks? As a Toronto resident and taxpayer, I’d like to hear what (Toronto police Chief) Mark Saunders and (Premier) Doug Ford have to say.

— Pamela Capraru

“I work at LCBO. I’ve witnessed three thefts in the last month. It’s sad but a reality that we can’t do anything about it. I say this because the thieves return because there is no threat to combat their actions. Yes, we see them on CCTV but we can’t stop them from leaving or even touch them. They could sue us back since they have rights preventing these actions. What can we really do, any suggestions? Bottle locks can be removed by screwdriver. The truth is theft will continue and the taxpayer will pay for it. We become witnesses to the perfect crime. How ironic.

— Gloria Hunter

Mitch Potter is a reporter and feature writer based in Toronto. Follow him on Twitter: @MPwrites

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12 strategies to manage credit card payments and debt

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Today, almost everyone carries a credit card in their wallets. It is used to pay for almost everything from groceries to flight tickets to gas.

If managed properly, credit cards can be an essential financial tool that allows users to build credible credit, earn money back and gain great perks, like purchase protection and insurance. However, carrying a poor credit balance can plunge you into massive debt.

“Credit card debt is very high-interest debt, typically in the neighbourhood of 20% or more,” said Scott Hannah, president and CEO of Credit Counselling Society in a report.

If you have a balance payment on your credit card, clearing it off can be a difficult task if you’re a low-income earner—or you’ve already incurred too much debt that after using a credit card payment calculator you know you’ll be unable to pay back.

However, no matter how terrible you think your current situation is, there’s always a way out that works best for you. With interest on loans compounding everyday, there’s little wonder why clearing a credit card debt is so difficult. In fact, according to MNP, an accounting firm, nearly half of all Canadians are less than $200 per month away from becoming financially insolvent.

Tackling credit card debt can seem quite tedious, especially with many people choosing to ignore the problem and just keep making the minimum payment. Here are some practical strategies you can take advantage of to effectively tackle credit card debt.

1. Gain a complete understanding of your debt problem

This starting point for anyone trying to get out of debt is to understand why you’re in debt, in the first place.

Critically examine all areas of your finances to determine if your expenses don’t match your finances or if it was due to an unforeseen circumstance such as a medical emergency. Whatever the case may be, it is very important to know the reason why you are in so much debt so you can effectively tackle the root cause.

2. Look into your spending habits

Typically, one quick way to stop yourself from running into credit card debt is to examine your spending habits. What are the things you spend your credit card on? Are they essentials or things that can be easily done away with?

According to Hannah, most people can only account for about 75 to 80 per cent of their monthly expenditures and the remaining gets blurry. It is important to track your expenditure—whether it’s an extra shot of drinks at the bar or a box of cereal from the supermarket. Knowing what you spend money on allows you to build a better financial strategy against debt.

3. Build a budget

Once you have a clear picture of what your monthly expenses are, building a budget becomes the most important step towards managing your income better. Having one central location for tracking both your income and expenses is great in curtailing unnecessary spending and getting you out of debt.

Your budget needs to contain all of your expenses incorporated from essentials like groceries, mortgage, medical care and insurance to others such as utilities. While most people struggle to stick to their budget, you can create some margin for flexibility to make it easier for you.

4. Increase your minimum payment

For most credit cards, the minimum payment is approximately 2 per cent of the last month’s balance. But therein lies the problem because if you consistently pay only the minimum, then the lump of that money goes straight to your interest and not the principal.

Paying some extra money every month would go a long way in helping you clear your credit card debt faster and reduce the compounding interest.

5. Ask for a lower rate

It is very possible to negotiate for a lower rate with your bank; only thing is, most people tend not to do so. If you find yourself struggling with paying back your credit card debt, you can reach out to your lender and ask them to offer you a lower rate.

Long-time customers who have a history of making timely payments have more advantage with getting their request approved.

6. Take advantage of a balance transfer promotion

In a bid to entice new customers, lenders run promotions periodically on balance transfers for their credit cards. Basically, these offers involve having a low-interest rate between 0 to 2 per cent for a limited period—usually between 6 to 10 months.

Always be on the lookout for a lender that offers the lowest rates and longest promotional period, which would give you enough time to clear your debt.

7. Switch to a low-interest credit card

Once you have critically examined your spending habit and created a budget, yet it is obvious that you will always carry over a credit card balance, then it is time to switch to a low-interest credit card.

While these types of credit cards usually have little perks, they are quite useful in wiping a couple of percentage points off your interest. Typically, rates on low-interest credit cards vary but they could be as low as half the interest on a regular card.

8. Begin an avalanche

The avalanche method is great for those who have a lot of debt with several creditors. This method means you’d make the minimum payments on all your existing debts and then add any extra income to the debt that has the highest interest rate.

Using the avalanche method allows you to reduce the interest paid while clearing multiple debts.

9. Use the debt snowball approach

Another debt repayment strategy that you should consider is the debt snowball method. In this strategy, you would focus on paying off your small debt first before moving to the larger ones—all whilst still paying the minimum on all other debt—regardless of interest rate.

10. Get an extra income source

Creating additional streams of income goes a long way in helping you clear your credit card debt. By finding a better paying job or choosing a good side hustle, you can easily put down more money towards your debt repayment.

There’s a lot of gigs you can offer today to raise extra money such as writing, graphic design, proofreading, teaching and programming.

11. Use a personal loan

If your credit card balance is quite high, paying it off using a personal loan may be very advantageous. While the interest rates on credit cards can be as high as 29 per cent, with a good credit score you can qualify for a personal loan at a lower rate.

The main advantage of using this strategy is being able to pay off multiple credit card debts and focus on making single but fixed monthly payments on the remaining loan. Also, you spend lesser money on interest costs and repaying the loan in instalment would boost your credit score.

12. Spend more cash

Despite being very valuable items, credit cards can quickly run you into massive debt when not used properly. If you already have some debt yet to be paid, it is better to spend more cash than accumulate more debt on your credit card.

Get a low-interest credit card but only use it in emergencies once you know there isn’t enough money in your bank account to pay off the accumulated debt.

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‘Business as usual’ for Dorel Industries after terminating go-private deal

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MONTREAL — Dorel Industries Inc. says it will continue to pursue its business strategy going forward after terminating an agreement to go private after discussions with shareholders.

« Moving ahead. Business as usual, » a spokesman for the company said in an email on Monday.

A group led by Cerberus Capital Management had previously agreed to buy outstanding shares of Dorel for $16 apiece, except for shares owned by the family that controls the company’s multiple-voting shares.

But Dorel chief executive Martin Schwartz said the Montreal-based maker of car seats, strollers, bicycles and home furniture pulled the plug on a deal on the eve of Tuesday’s special meeting after reviewing votes from shareholders.

“Independent shareholders have clearly expressed their confidence in Dorel’s future and the greater potential for Dorel as a public entity, » he said in a news release.

Dorel’s board of directors, with Martin Schwartz, Alan Schwartz, Jeffrey Schwartz and Jeff Segel recused, unanimously approved the deal’s termination upon the recommendation of a special committee.

The transaction required approval by two-thirds of the votes cast, and more than 50 per cent of the votes cast by non-family shareholders.

Schwartz said enhancing shareholder value remains a top priority while it stays focused on growing its brands, which include Schwinn and Mongoose bikes, Safety 1st-brand car seats and DHP Furniture.

Dorel said the move to end the go-private deal was mutual, despite the funds’ increased purchase price offer earlier this year.

It said there is no break fee applicable in this case.

Montreal-based investment firm Letko, Brosseau & Associates Inc. and San Diego’s Brandes Investment Partners LP, which together control more than 19 per cent of Dorel’s outstanding class B subordinate shares voiced their opposition to the amended offer, which was increased from the initial Nov. 2 offer of $14.50 per share.

« We believe that several minority shareholders shared our opinion, » said Letko vice-president Stephane Lebrun, during a phone interview.

« We are confident of the long-term potential of the company and we have confidence in the managers in place.”

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Pandemic funds helping Montreal businesses build for a better tomorrow

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Many entrepreneurs have had to tap into government loans during the pandemic, at first just to survive, but now some are using the money to better prepare their businesses for the post-COVID future.

One of those businesses is Del Friscos, a popular family restaurant in Dollard-des-Ormeaux that, like many Montreal-area restaurants, has had to adapt from a sit-down establishment to one that takes orders online for takeout or delivery.

“It was hard going from totally in-house seating,” said Del Friscos co-owner Terry Konstas. “We didn’t have an in-house delivery system, which we quickly added. There were so many of our employees that were laid off that wanted to work so we adapted to a delivery system and added platforms like Uber and DoorDash.”

Helping them through the transition were emergency grants and low-interest loans from the federal and provincial governments, some of which are directly administered by PME MTL, a non-profit business-development organization established to assist the island’s small and medium-sized businesses.

Konstas said he had never even heard of PME MTL until a customer told him about them and when he got in touch, he discovered there were many government programs available to help his business get through the downturn and build for the future. “They’ve been very helpful right from day one,” said Konstas.

“We used some of the funds to catch up on our suppliers and our rents, the part that wasn’t covered from the federal side, and we used some of it for our new virtual concepts,” he said, referring to a virtual kitchen model which the restaurant has since adopted.

The virtual kitchen lets them create completely different menu items from the casual American Italian dishes that Del Friscos is known for and market them under different restaurant brand names. Under the Prasinó Soup & Salad banner, they sell healthy Greek options and their Stallone’s Sub Shop brand offers hearty sandwiches, yet the food from both is created in the same Del Friscos kitchen.

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