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Majority of baby boomers would opt for semi-retirement if employers only allowed: poll

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The majority of working baby boomers would stay on the job longer if employers allowed them to shift into semi-retirement — but most workplaces don’t provide that option, a new survey suggests.

With unemployment in Canada at record lows and a labour shortage poised to hit critical levels when boomers hang up their hats, semi-retirement could be one way to help manage that crisis.

Since working longer puts more money in people’s wallets when they do retire, that increased spending power would benefit the economy as well.

Conducted by The Harris Poll on behalf of staffing agency Express Employment Professionals, the poll found that 76 per cent of Canadian baby boomers respondents said they’d opt for a flexible work schedule if allowed, while 60 per cent would choose reduced hours with reduced benefits.

The online survey of 500 Canadian workers aged 54 to 72 suggests a disconnect between the willingness of the enormous baby boomer cohort to stick around during the labour shortage, and a lack of options for those who’d like a gradual exit from the workplace.

The survey also found that 56 per cent of respondents said they’d like to transition to a consulting-style role, if given the opportunity.

Yet only 30 per cent of the boomers surveyed said their employer offered any sort of semi-retirement option. Additionally, only 36 per cent said their employers had ever brought a former employee out of retirement.

Teresa Pitman says she’d welcome part-time work when she approaches retirement. She’s pictured here with two of her 10 grandchildren: Dexter, left, and Walter, right. (Alison Lee photo)

Teresa Pitman, who works full time as a communications co-ordinator for Family and Children Services of the Waterloo Region, says she’d welcome a semi-retirement arrangement when she’s ready to scale back. 

« I would like to be able to work here part time, and I think that I will continue to have something to contribute, » she said. « I really like the people here that I work for and that I work with. It would be really good to be able to keep that relationship going … but without it being full time. »

Rethinking all-or-nothing retirement

If Pitman wasn’t working full-time, perhaps her hours would be flexible enough to avoid poor road conditions, she says, like the blizzard she drove through on her way to work Friday. 

Her top priority: Spending time with her 10 grandchildren.

« I’d love to have the flexibility to be more available to them, » she said.

Employment experts say we may want to rethink our all-or-nothing definitions of retirement.

Jessica Culo owns several Express Employment franchises in the Edmonton area and is the Canadian spokesperson for the company, which also has locations in the U.S. and South Africa. 

Even though Alberta is still recovering from the provincial recession of 2016 and 2017, she says, even employers there can’t ignore the potential problems posed by a significant increase in retirements in as little as two years from now.

« We all know what it’s like to be in an applicant-short market: It’s expensive, it’s not fun, it inhibits growth, » Culo said. « The leaders of organizations have got to have that foresight. » 

Jessica Culo, of Express Employment Professionals, says baby boomers are willing to mentor younger staffers, but in most cases the structures and practices are just not in place to facilitate that. (Express Employment Professionals)

Putting in place semi-retirement arrangements that could help with the labour shortage will require « being more creative on the side of the employers, » she said.

That could mean allowing older staff members to work flexible hours, a shortened workweek, shorter shifts or working remotely to cut commuting time. It could also include transitioning people into consultancy roles to work on a project basis.

Making room for mentoring

Culo says all of those tools could help address another critical aspect of boomer retirement that the survey highlighted: ensuring critical knowledge doesn’t walk out the door when they do.

Only 40 cent of respondents say they’ve passed at least half of the knowledge required for their positions on to younger staff members, and 51 per cent don’t believe their employers have adequate succession plans.

Culo says boomers are willing to mentor — 82 per cent of poll respondents said as much, in fact — but in most cases they’re not doing it. « Probably because there aren’t really systems or practices or processes that allow for that. »

Rosemary Venne, an associate professor of business at the University of Saskatchewan, says ‘flexibility is not something that employers are good at.’ (University of Saskatchewan)

Part-time workers and consultants could slide nicely into mentoring and training positions, she says, but it may take a mind shift on behalf of management.

« It may mean adding to your overhead by payrolling someone to take on that purely mentorship role. »

In many cases, it won’t even have occurred to employers to extend people’s time at work through semi-retirement, says Rosemary Venne, an associate professor at the University of Saskatchewan’s Edwards School of Business who specializes in human resources and demographics.

« Flexibility is not something that employers are good at, » she said.

Partial retirement is such an ideal thing because more and more of our self-concept is tied up in work. To give that up when you retire is difficult for some people.– Rosemary  Venne , University of Saskatchewan

A 2011 paper she penned with celebrated demographer David Foot, the author of Boom, Bust and Echo, explained that too little attention has been paid to the impact of increasing life expectancy on retirement policies.

The paper — entitled « The long goodbye » — made the case for partial retirement schemes that remove barriers to going part-time, such as pension disincentives.

That makes sense when you consider that in 1965, when the retirement age was set at 65, the average life expectancy was 71.9 years. Today average life expectancy in Canada is around 80 for men and 84 for women.

Keeping a hand in work can be good for emotional health and life satisfaction as well.

« Partial retirement is such an ideal thing, because more and more of our self-concept is tied up in work, » Venne said. « We’ve increased our educational attainment. To give that up when you retire is difficult for some people. »

In some ways, Teresa Pitman is the ideal retiree. She has spent long portions of her career as a freelancer, and as the author of 18 books about baby care, she can turn to her writing career to keep her busy, engaged and sharp.

« I have writing that I’m quite confident that will always continue. But I do know people a bit older than me who are sometimes a little bit at sea. Their life had been organized around work. I just see that they’re not quite sure what to do with themselves. »

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Anglais

Nostalgia and much more with Starburst XXXtreme

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Get a taste of adventure with Starburst XXXtreme based on the legendary NetEnt Game. The nostalgic themes are sure to capture fans of the classic version as they get treated to higher intensity, better visuals, and features. The most significant element of the game is its volatility. Patience will not be an essential virtue considering the insane gameplay, and there is a lot of win potential involved. It retains the original makeup of the previous game while adding a healthy dose of adrenaline. 

Starburst Visuals and Symbols

The game is definitely more conspicuous than before. The setting happens over a 5-reel, 3-row game grid with nine fixed win lines, which function if a succession from the left to the right reel is present. Only those players that that attain the highest win per bet line are paid. From a visual standpoint, the Starburst XXXtreme slots illustrates lightning effects behind the reels, which is not surprising as it is inherited from the original version. Available themes include Classic, Jewels, and Space. The game is also available in both desktop and mobile versions, which is advantageous for players considering the global pandemic. According to Techguide, American gamers are increasingly having more engaging gaming experiences to socialize to fill the gap of in-person interaction. Starburst XXXtreme allows them to fill the social void at a time when there is so much time to be had indoors. 

Starburst XXXTreme Features

Players get to alternate on three features which are Starburst Wilds, XXXtreme Spins, and Random Wilds. The first appears on reels 2,3, or 4. When these land, they expand to cover all positions while also calculating the wins. They are also locked for a respin. If a new one hits, it also becomes locked while awarding another respin. Starburst XXXtreme offers a choice between two scenarios for a higher stake. In one scenario with a ten times stake, the Starburst Wild is set on random on reels 2,3, or 4, and a multiplier starts the respin. The second scenario, which has a 95 times stake, starts with two guaranteed starburst wilds on reels 2,3, or 4. it also plays out using respin game sequence and features. The game also increases the potential with the Random Wilds feature to add Starburst Wilds to a vacant reel at the end of a spin. Every Starburst Wild gives a random multiplier with potential wins of x2, x3, x5, x10, x25, x50, x100, or even x150.

The new feature is sure to be a big hit with the gaming market as online gambling has shown significant growth during the lockdown. AdAge indicates the current casino customer base is an estimated one in five Americans, so Starburst XXXtreme’s additional features will achieve considerable popularity. 

What We Think About The Game

The gambling market has continued to diversify post-pandemic, so it is one of the most opportune times to release an online casino-based game. Thankfully Starburst XXXtreme features eye-catching visuals, including the jewels and space themes. These attract audience participation and make the gameplay inviting. The game also has a nostalgic edge. The previous NetEnt iteration featured similar visuals and gameplay, so the audience has some familiarity with it. The producers have revamped this version by tweaking the features to improve the volatility and engagement. 

That is characterized by the potential win cap of 200,000 times the bet. Starburst XXXtreme does not just give betting alternatives for players that want to go big. The increase of multipliers also provides a great experience. If the respins in the previous version were great, knowing that multipliers can go hundreds of times overtakes the game to a new level. 

Players should get excited about this offering. All of the features can be triggered within a single spin. Whether one plays the standard game or takes the XXXtreme spin route, it is possible to activate all of the features. Of course, the potential 200,000 times potential is a huge carrot. However, the bet size is probably going to be restricted and vary depending on the casino. It is also worth pointing out that a malfunction during the gameplay will void all of the payouts and progress. Overall, the game itself has been designed to provide a capped win of 200,000 times the original bet. 

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Anglais

‘We’re back’: Montreal festival promoters happy to return but looking to next year

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In downtown Montreal, it’s festival season.

In the city’s entertainment district, a musical act was conducting a sound check on stage Friday evening — the second day of the French-language version of the renowned Just For Laughs comedy festival. Tickets for many of the festival’s free outdoor shows — limited by COVID-19 regulations — were sold out.

Two blocks away, more than 100 people were watching an acoustic performance by the Isaac Neto Trio — part of the last weekend of the Festival International Nuits d’Afrique, a celebration of music from the African continent and the African diaspora.

With COVID-19 restrictions continuing to limit capacity, festival organizers say they’re glad to be back but looking forward to next year when they hope border restrictions and capacity limits won’t affect their plans.

Charles Décarie, Just For Laughs’ CEO and president, said this is a “transition year.”

“Even though we have major constraints from the public health group in Montreal, we’ve managed to design a festival that can navigate through those constraints,” Décarie said.

The French-language Juste pour rire festival began on July 15 and is followed by the English-language festival until July 31.

When planning began in February and March, Décarie said, organizers came up with a variety of scenarios for different crowd sizes, ranging from no spectators to 50 per cent of usual capacity.

“You’ve got to build scenarios,” he said. “You do have to plan a little bit more than usual because you have to have alternatives.”

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Anglais

MELS new major movie studio to be built in Montreal

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MONTREAL — MELS Studios will build a new film studio in Montreal, filling some of the gap in supply to meet the demand of Hollywood productions.

MELS president Martin Carrier said on Friday that MELS 4 studio construction will begin « as soon as possible », either in the fall or winter of next year. The studio could host productions as early as spring 2023.

The total investment for the project is $76 million, with the Quebec government contributing a $25 million loan. The project will create 110 jobs, according to the company.

The TVA Group subsidiary’s project will enable it to stand out « even more » internationally, according to Quebecor president and CEO Pierre Karl Péladeau. In the past, MELS Studios has hosted several major productions, including chapters of the X-Men franchise. The next Transformers movie is shooting this summer in Montreal.

Péladeau insisted that local cultural productions would also benefit from the new facility, adding that the studio ensures foreign revenues and to showcase talent and maintain an industry of Quebec producers.

STUDIO SHORTAGE

The film industry is cramped in Montreal.

According to a report published last May by the Bureau du cinéma et de la télévision du Québec (BCTQ), there is a shortage of nearly 400,000 square feet of studio space.

With the addition of MELS 4, which will be 160,000 square feet, the company is filling part of the gap.

Carrier admitted that he has had to turn down contracts because of the lack of space, representing missed opportunities of « tens of millions of dollars, not only for MELS, but also for the Quebec economy. »

« Montreal’s expertise is in high demand, » said Montreal Mayor Valérie Plante, who was present at the announcement.

She said she received great testimonials from « Netflix, Disney, HBO and company » during an economic mission to Los Angeles in 2019.

« What stands out is that they love Montreal because of its expertise, knowledge and beauty. We need more space, like MELS 4, » she said.

There is still not enough capacity in Quebec, acknowledged Minister of Finance, the Economy and Innovation Eric Girard.

« It is certain that the government is concerned about fairness and balance, so if other requests come in, we will study them with the same seriousness as we have studied this one, » he said.

Grandé Studios is the second-largest player in the industry. Last May, the company said it had expansion plans that should begin in 2022. Investissement Québec and Bell are minority shareholders in the company.

For its part, MELS will have 400,000 square feet of production space once MELS 4 is completed. The company employs 450 people in Quebec and offers a range of services including studio and equipment rentals, image and sound postproduction, visual effects and a virtual production platform.

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